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Everyone's Responsibilities
Chapter 3 of 18
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Book Chapters

Small Business Guide to Cybersecurity — 18 chapters

Completed (3)
1
Protecting Your Credit
15 min +25 pts
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2
The Boss's Role
12 min +25 pts
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3
Everyone's Responsibilities
10 min +25 pts
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In Progress (1)
4
Cyber Insurance
20 min +50 pts
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Up Next (14)
5
Planning for Emergencies
18 min+50 pts
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6
Stopping Financial Fraud
15 min+50 pts
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7
Working With Vendors Safely
14 min+50 pts
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8
Ransomware Protection
20 min+50 pts
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9
Using AI Safely
16 min+50 pts
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10
Following the Law
18 min+50 pts
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11
Physical Security
12 min+50 pts
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12
Training Your Team
15 min+50 pts
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13
Website Security
14 min+50 pts
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14
Customer Privacy
16 min+50 pts
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15
Budget-Friendly Tools
12 min+50 pts
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16
Handling Security Problems
18 min+50 pts
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17
Measuring Your Security
20 min+50 pts
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18
Rules and Consequences
15 min+50 pts
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AI Security Coach

Your personal cybersecurity guide

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Hi! I can answer your security questions in plain English. Ask me about passwords, phishing, MFA, or anything from the book.

Security Assessment

Question 1 of 20
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Phishing Simulator

Email 1 of 10 · Score: 0

Password Health Check

Type a password to analyze its strength. Nothing is sent or stored.

Enter a password to begin
Crack Time
Length
0

Requirements

  • radio_button_unchecked At least 12 characters
  • radio_button_unchecked Contains uppercase letters
  • radio_button_unchecked Contains lowercase letters
  • radio_button_unchecked Contains numbers
  • radio_button_unchecked Contains symbols
  • radio_button_unchecked Not a common password
Your password is never sent anywhere. All analysis happens in your browser.

Chapter

Backup Status Checker

The 3-2-1 Backup Rule
3 copies of everything · 2 different types of storage · 1 copy offsite
Rate your current setup:
Backup Readiness Score
Answer all questions
Recommended Services (from Ch. 5)
Backblaze — $7/mo unlimited, easiest setup
Google Drive / OneDrive — included with Workspace/365
External Hard Drive — $50-100 one-time, take home weekly

Emergency Contact Card

Keep this printed and at home — not just on your computer. Based on Ch. 5.

Cyber Insurance Calculator

Estimate your coverage needs. Based on Ch. 4.

About Your Business

Vendor Risk Checklist

Score any vendor before signing. Based on Ch. 7.

Incident Response Plan

Build your one-page IR plan. Based on Ch. 16.

Which Laws Apply to You?

Find out which regulations you need to comply with. Based on Ch. 10.

Credit Freeze Guide

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Your First Line of Defense
A credit freeze is like putting a lock on your credit report. Even if criminals steal your Social Security number, they can't open new accounts in your name.
Cost: FREE
Time: 30 min
Impact: High
What a Credit Freeze Protects You From
Someone opening credit cards in your name
Fraudulent car loans or mortgages
Criminals getting business credit lines
Store credit accounts you didn't apply for
What it WON'T protect against:
Charges on existing cards (watch statements)
Fake tax return filings
Existing bank account theft
Part 1
Freeze Your Personal Credit
Contact all 3 bureaus · ~30 minutes
1. Equifax
Personal credit bureau
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2
Click "Create an account" (or sign in if you have one)
3
Provide: name, address, Social Security number, date of birth
4
Follow the steps to place a freeze
5
Save your PIN/password - you'll need this to lift the freeze later
2. Experian
Personal credit bureau
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2
Create an account and verify your identity
3
Place the freeze
4
Save your PIN/password in your password manager
3. TransUnion
Personal credit bureau
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2
Create an account and verify your identity
3
Place the freeze
4
Save your PIN/password in your password manager
Part 2 (If You Own a Business)
Freeze Your Business Credit
4 bureaus · ~45 minutes · Need EIN
What You'll Need Ready:
• Your EIN (Employer Identification Number)
• Business formation documents (LLC paperwork)
• Proof of ownership (driver's license, utility bill)
1. Dun & Bradstreet
Business credit bureau
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1
Call 866-705-5711 (phone only)
2
Tell them: "I'd like to place a security freeze on my business credit report"
3
Have your EIN and business documents ready
4
Follow their verification process
2. Equifax Business
Business credit bureau
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1
Call 888-235-3339 or visit equifax.com/business
2
Request a business credit freeze
3
Have EIN ready for verification
3. Experian Business
Business credit bureau
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1
Call 888-397-3742 (same as personal line)
2
Request business credit freeze
3
Have EIN and business documents ready
4. LexisNexis Risk
Business credit bureau
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1
Call 800-456-0332
2
Tell them you want to freeze your business credit
3
Follow their verification process
Your Progress
0 / 7 bureaus
Tap "Done" as you complete each one
💡 Pro Tips
• The freeze is instant and permanent until you lift it
• It does NOT hurt your credit score
• Save your PINs in a password manager (Bitwarden recommended)
• Temporarily lift in 5 minutes when applying for credit
• Sole proprietors: freeze BOTH personal AND business credit

Achievements

You've earned
5 / 20
Keep learning to unlock more!

Security Score

Based on the Chapter 17 assessment

72
/ 100
Good
Last assessed: April 10, 2026
Category Breakdown
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Get all 18 chapters, interactive tools, detailed security scoring, and gamification.

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Credit Protection
9/10
groups
Leadership & Culture
8/10
password
Password & Access
9/10
email
Email Security
7/10
backup
Data Backup
8/10
school
Employee Training
5/10
verified_user
Insurance
6/10
emergency
Incident Response
4/10
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Physical Security
8/10
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Compliance
8/10

Security Tools

Interactive checklists and guides from the book

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Credit Freeze Guide
Step-by-step for Equifax, Experian, TransUnion & D&B
From Ch. 1
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password
Password Health Check
Live strength analysis with crack time estimate
From Ch. 3
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quiz
Security Assessment
Interactive 100-point self-assessment quiz
From Ch. 17
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phishing
Phishing Simulator
Test your skills at spotting real phishing emails
From Ch. 6
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backup
Backup Status Checker
Score your 3-2-1 backup rule compliance
From Ch. 5
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Emergency Contact Card
Build & print a personalized incident contact card
From Ch. 5
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calculate
Cyber Insurance Calculator
Get personalized coverage and cost estimates
From Ch. 4
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Vendor Risk Checklist
Score any vendor before signing a contract
From Ch. 7
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Incident Response Plan
Build & print your one-page response plan
From Ch. 16
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Compliance Checker
Find out which laws apply to your business
From Ch. 10
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SJ
Sarah Johnson
shield CyberTrust Check Personal
Companion to
Small Business Guide to Cybersecurity
by Cyber Knowledge Partners
3
Chapters
72
Score
5
Streak
175
Points